🟒 Incentivized Testnet LiveπŸš€ Mainnet Q1 2026

Privacy-Enhanced
P2P Lending & Borrowing

Flexible peer-to-peer decentralized credit marketplace with optional privacy & cross-chain collateral support on Mantle.

100%
Your Privacy Choice
0
Liquidation Cascades
Any
Collateral Type Supported
∞
Loan Customization

Built for Privacy & Flexibility

The lending protocol that adapts to your needs

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Optional Privacy

Choose exactly what to reveal. Keep loan amounts, collateral types, and interest rates private using zero-knowledge proofs, or operate transparently, it's your choice.

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Custom Loan Terms

No rigid parameters. Set your own interest rates, durations, and repayment schedules. True peer-to-peer negotiation for every loan.

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Universal Collateral

Use any tokenized asset as collateralβ€”ERC-20 tokens, NFTs, RWAs, or bundles combining multiple asset types in one loan.

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No Liquidations

Eliminate systemic risk with pre-agreed collateral claims. No cascading liquidations, no market impact, no slippage, just clear terms from day one.

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On-Chain Reputation

Build verifiable credit history. Prove your track record with zero-knowledge proofs without revealing specific loan details. Better reputation means better rates.

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Built on Mantle

Lightning-fast transactions at minimal cost on Mantle Network. Institutional-grade security with the affordability DeFi deserves.

Loan Products

Flexible lending solutions for every need

πŸ’Ό Simple Loans

Standard P2P loans with fully customizable terms and instant execution.

πŸ“¦ Bundle Loans

Use multiple assets as collateral in a single loan agreement.

πŸ’³ Credit Lines

Revolving credit facilities for trusted borrowers with proven history.

πŸ“‹ Offer System

Lenders create standing offers that borrowers can accept instantly.

Privacy Technology

Zero-knowledge proofs meet peer-to-peer lending

🌐 Public Mode

Fully transparent lending with complete on-chain visibility.

  • Transparent Terms: All amounts, rates visible
  • Public Reputation: Build visible credit history
  • Community Trust: Perfect for DAOs

πŸ” Privacy Mode

Confidential lending with ZK proof verification.

  • Hidden Amounts: Principals encrypted
  • Private Collateral: Prove value without revealing assets
  • Encrypted Rates: Keep terms confidential
  • Pseudonymous Credit: Prove reputation privately

Ready to Experience True Financial Privacy?

Join the next generation of decentralized lending on Mantle Network